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SB 961 (Hernandez): This bill would make several changes to the individual market for health care coverage. In particular, the bill would require the guaranteed issue of coverage and prohibit the use of preexisting conditions as a means of setting rates.
SB 961 passed the committee with a vote of 5-2.
SB 978 (Vargas): This bill would increase real estate investor protections and require the Department of Corporations to focus greater regulatory scrutiny on, and provide greater transparency regarding the activities of, those who solicit investors in connection with real estate investments.
SB 978 passed the committee with a vote of 7-0.
SB 1185 (Price): This bill would establish the Centralized Intelligence Partnership consisting of nine specified state entities with a central processing center to collect and analyze data, share information, and identify collaborative opportunities to investigate and prosecute activities related to illegal underground activities.
SB 1185 passed the committee with a vote of 7-0.
SB 1234 (De Leon): This would create a state administered retirement savings program for employees who lack access to an employer-provided retirement plan to be known as the California Secure Choice Retirement Savings Program. Under the bill, employers with five or more employees will be required to offer the new retirement savings program to all employees according to a phase-in schedule. Employees will be required to opt out if they decline participation. This bill is opposed by a coalition of employers and insurance interests. The Senate Appropriations Committee analysis estimates unknown, potentially over $1 million in start-up costs for promulgating regulations, market analysis and initial start-up expenses and unknown, multi-million annual administrative expenses to be paid from earnings on the trust. Although the intent of SB 1234 is for the program to be self-funded and have the costs fully covered by investment earnings, the feasibility of that funding will depend on the level of participation, as well as the amount of assets in the program.
SB 1234 passed the committee with a vote 5-2.
SB 1250 (Alquist): This bill would amend the Confidentiality of Medical Information Act to require a health care provider, health care service plan, or contractor, if there is a breach in the security of a patient's personal or financial information and that provider, plan, or contractor is required to issue a breach notification, to offer in the breach notification one year of free credit monitoring services to the patient.
SB 1250 was held on the Suspense File. It is considered dead for the year.
SB 1267 (Padilla): This bill would enact the Genetic Information Privacy Act, which would prohibit any person from obtaining, analyzing, retaining, or disclosing genetic information without the written authorization of the individual to whom the information pertains, as specified. This bill would also specify the information that must be included in the authorization. SB 1267 would also establish civil and criminal penalties for violations of the bill's provisions. The insurance industry is currently working to ensure language is inserted into the bill which would allow for the use of genetic information for insurance purposes.
SB 1267 was held on the Suspense File. It is considered dead for the year.
SB 1313 (Lieu): This bill would impose a variety of new requirements on health plans and health insurers, relating to their marketing efforts. With regard to health insurers, the bill would:
• Prohibit insurers or their representatives from making deceptive statements about the requirements of the federal Affordable Care Act.
• Prohibit insurers or their representatives from using any advertisement or making any statement that is untrue, misleading, or deceptive.
• Prohibit someone whose license to sell insurance policies has been revoked from becoming a Navigator in the California Health Benefit Exchange or becoming licensed for the purposes of marketing health plans.
• After 2014, prohibit insurers from selling individual or group policies that do not meet essential health benefit requirements, unless the purchaser has demonstrated existing coverage that meets essential health benefit requirements. (This provision does not apply to specialty dental or vision plans.)
• After 2014, prohibit specialized health insurers from selling policies that do not meet essential health benefit requirements, unless the purchaser has demonstrated existing coverage that meets essential health benefit requirements. (This provision does not apply to specialty dental or vision plans.)
• Require insurers to disclose if products do not meet essential health benefit requirements in all marketing materials.
• Require the Department of Insurance to adopt rules to minimize the duplication of state standards for disclosure of coverage information with forthcoming federal standards.
• Require insurers to provide all proposed marketing materials to the Department of Insurance for a 30 day review, to ensure compliance with marketing requirements in law (and this bill).
SB 1313 was held on the Suspense File. It is considered dead for the year.
SB 1389 (Corbett): This bill would require the Attorney General to direct local law enforcement agencies to report to the Department of Justice (DOJ) any information that may be required relative to crimes committed through the misuse of private information gathered from the internet. This bill would require the DOJ in consultation with the Office of Privacy Protection to survey local law enforcement agencies to obtain information that tracks the amount and type of such crimes, and to publish that information, as well as recommendations to reduce that criminal activity, on the DOJ website.
SB 1389 was held on the Suspense File. It is considered dead for the year.
SB 1406 (Emmerson): This bill would require the State Compensation Insurance Fund board of directors to appoint up to 20 positions, including an administrator, senior management employees next in line of authority to specified positions, subordinate administrators with specialized training and knowledge, and other legal staff. The board would be required to report to the Legislature by January 1, 2014 regarding these additional positions and current or replaced positions.
SB 1406 was held on the Suspense File. It is considered dead for the year.
SB 1438 (Alquist): This bill would require the Insurance Commissioner to convene a task force to examine the components necessary to design a statewide long-term care insurance program, and to report to the Legislature by January 1, 2014.
SB 1438 was held on the Suspense File. It is considered dead for the year.
SB 1513 (Negrete McLeod): This bill would authorize the board of directors of the State Compensation Insurance Fund to invest or reinvest, an aggregated maximum of 20 percent of the moneys that are in excess of the admitted assets over the liabilities and required reserves, in specified investments.
SB 1513 passed the committee with a vote of 7-0.