Virtual University Webinar Explains Public Entities

Register today for the Sept. 28 webinar.

Would you like to be able to compete with public entity pools for your city or county’s business? There are some very good public entity pools with knowledgeable staff, but experts believe that they may be few in number and the programs in place are replete with coverage gaps and other errors. All too often, many pool representatives have very limited insurance backgrounds, if any at all. For example: A pool representative in a county commission meeting explained at length how a margin clause improved coverage for the county. At another meeting, a pool representative argued that FEMA penalties do not apply when public entities fail to buy NFIP coverage on all of their properties in Zone A. The same representative said all the county needed was a $1 million shared flood supplement (shared across an entire state pool) that didn’t apply to any Zone A property.

At still another commission meeting, a pool representative said that omitting a regional school on the property schedule would not have been a problem in the event of a claim—it had only been omitted for 20 years. The same person said that leaving a large 1930 era partial frame, unsprinklered, protection class 9 school building on the schedule instead of its replacement masonry noncombustible sprinklered class 5 school building did not have any impact on the property premium. This “nonproblem” had also been on the schedule for 20 years.

The opportunity for independent agents to challenge pool programs is substantial. Pricing and packaging may be difficult, but pools can be challenged on the basis of coverage and business acumen. To give you a leg up on the competition, we have scheduled a national webinar on risk managing and insuring public entities. On Sept. 28, 2011, from 1:30 p.m. to 3:30 p.m. EST, join industry experts Bill Wilson, Jim Mahurin, John Eubanks and Stuart Powell for the “Insuring Public Entities—A Risk Management Solution” webinar.

Be sure to mark your calendars and register now. The “seat” registration fee applies per connection, not per person, so you can have anywhere from 1 to 100 (or more) people participate for one low cost, making it a terrific education value.

Click here for more information and to register, or send an email to with questions.  (CE approval and regulations vary by state; check here for details.)