Chubb Personal Insurance

As personal assets grow, mass market insurance policies can offer less and less value.

For more than 125 years, Chubb has built and maintained a reputation as one of the world’s preeminent insurers – providing innovative coverage and unrivaled service for owners of fine homes, collections, automobiles and watercraft.  Over its history, Chubb has maintained an unwavering focus on its core values of financial strength and exceptional claims service.  For those with more to insure, and more to lose, Chubb can help provide genuine peace of mind.

Those who value the products and services of Chubb Personal Insurance include:

• Owners of distinctive homes with unique features
• Drivers passionate about their vehicles and the protection of their families
• Collectors of jewelry, fine art, antiques, wine and classic cars
• Owners of fine watercraft of all sizes, including mega yachts
• Families with substantial assets to protect in need of high liability limits

Chubb understands what your clients expect when it comes to insurance:

• Broad coverage written in plain language with fewer exclusions
• Polices that give your clients choices
• Experienced, consultative loss control services
• Service that receives consistently high marks
• No surprises and a fast, “no quibbling” approach when it comes to claims handling

The fact is, not all insurance companies can meet these expectations.  Day in, day out, Chubb endeavors to provide coverage and service beyond your clients’ expectations.

Masterpiece® Deluxe Homeowners, Condo, Co-op, City Home and Vacation Home

Masterpiece® is the industry standard for all-risk policies, offering characteristically broad coverage and high limits of personal liability, backed by an unrivalled commitment to service and claims excellence.

Click the links below to watch videos outlining the many Chubb product advantages:
The Value of Your Homeowners Policy
The Value of your Condo & Co-op Policy
The Value of Your Renters Policy
The Real Deal About Vacation Home Insurance
The Value of Chubb City Home Insurance

Masterpiece® Auto Preference and Collector Car Insurance

Automobile coverage from Chubb Personal Insurance is definitely not mass market.  While competitively priced, Personal Automobile and Collector Car contracts are characterized by broader coverages and higher limits than those found in most mass market policies.

In many cases, discounts are also available when clients have both Chubb Homeowners and Automobile policies.

Click below for information on the advantages of a Chubb Automobile policy.

Chubb Advantage: The Real Deal About Auto Insurance
Chubb Advantage: Understanding Automobile Insurance
Chubb Advantage: The Real Deal About Collector Car Insurance
Chubb Advantage: Choose The Right Collector Car Insurance
 

Valuable Articles and Collections

Whether a client’s passion is jewelry, fine art, antiques or nearly any other collectable, Chubb Personal Insurance has the right coverage, sufficient limits and the long-standing expertise to help protect what many prize the most.

Chubb insures some of the world’s largest and most significant collections and can insure schedules of nearly any size.

Click below for information on the advantages of a Chubb Valuable articles policy.

Chubb Advantage: Why You Need a Chubb Valuable Articles Policy For Your Jewelry and Collections
Chubb Advantage: The Value of Art and Antiques Insurance
Chubb Advantage: Understanding Valuable Articles Insurance

Watercraft Insurance

Chubb began its history as a marine insurer and thoroughly understands the perils present in both inland waterways and the high seas.  Whether a weekend runabout or a mega yacht with captain and crew, Chubb Personal Insurance has the right coverage and unrivalled expertise to insure most watercraft.

Click below for information on the advantages of a Chubb Watercraft policy.

The Real Deal About Watercraft Insurance
The Value of Chubb Watercraft Insurance

Complimentary In-home Appraisals

Chubb offers complimentary home appraisals for many of the homes that they insure. A home appraisal can help your client to:

• Estimate the cost to rebuild the home in its entirety.
• Document features of their home with measurements, photos, and a detailed description, which serve as a permanent record in the event of a loss.
• Provide suggestions to reduce the potential for fire, flood, and other causes of loss, including the risk of damage from wildfire, hurricane, earthquake or other natural disasters.

Click here for the Chubb Appraisal video

Masterpiece® HomeScan®

Masterpiece HomeScan is a complimentary consultative service available to Chubb Homeowner policyholders that uses cutting-edge, infrared camera technology to help identify moisture problems and potential fire hazards in your client’s home.  Infrared technology detects problems that are developing behind the walls or in the ceiling – even before you see them- which helps reduce the chance of potentially devastating losses to your client’s home and personal possessions.

Click here for the HomeScan video

Complimentary Chubb Wildfire Defense Solutions

Chubb offers a unique additional layer of possible protection from the threat of wildfires as part of Masterpiece® homeowners coverage in select states and jurisdictions.  Chubb works with Wildfire Defense Systems, a leading fire management organization, to deploy unique loss mitigation services to the properties of enrolled policyholders when a wildfire threatens, that could save a home from a devastating wildfire loss.

To find out more about this unique Chubb advantage, please click here: Chubb Wildfire Defense Solutions

Group Personal Excess Liability

Chubb Personal Insurance offers a unique employee benefit that allows employers to help their key employees or partners protect their hard-earned assets – at competitive group rates.

Many individuals are aware that a personal excess or “umbrella” policy is necessary to cover their personal assets at the appropriate limit.  A Group Personal Excess Liability program from Chubb Personal Insurance allows employers to offer these “umbrella” policies to select employees or partners at lower rates than most individual excess policies, with potentially higher available limits and fewer underwriting questions.